401(k) – You can’t win if you don’t play
I didn’t win Saturday night’s Powerball drawing but then again, I didn’t buy a ticket, so my odds of winning were zero. At one in 292 million[i], if I had bought a ticket, my odds of winning would...
View Article“Don’t do what I did” and two other powerful tips for college-bound kids
It’s that time of year again. The smell of freshly purchased notebooks, pizza grease and the only kind of sweat you get from hauling 27 plastic totes up four flights of un-air-conditioned stairs is in...
View ArticleOne of the best financial choices you can make now. Your future self will...
Are you really planning for retirement like you should? Like really-really? It’s OK. We’re all friends here, so you can be honest. But I have to tell you, most Americans aren’t. Especially those who’ve...
View ArticlePay yourself first. An important message for new college grads (and the...
My niece Nicole graduated from the University of Iowa (Go Hawks! See? I’m getting better!) and was fortunate enough to get a super-cool job with Walgreens Co. in Chicago. It’s her first “real job” in...
View ArticleParents just don’t understand: getting a read on millennials and their money
Have you ever fallen victim to earworms? You know, those pesky songs that get stuck in your head and won’t leave? I recently overheard (1988 Grammy award-winning) “Parents Just Don’t Understand” and...
View ArticleEureka! Listen up employers. The key to helping get millions more workers on...
Heading to a brainstorming meeting? You might want to reconsider… Let me explain. A small research survey conducted in 2014 asked LinkedIn participants to describe where and when they have their...
View ArticleEmployers – are you ready to stretch?
It’s that time of year again. With the turkey, stuffing and green bean casserole behind us, thousands of people are getting a jump-start on their New Year’s resolution by flooding into gyms and fitness...
View ArticleDon’t let low interest rates get you down
How do I generate enough income from my savings to help maintain my retirement? It’s a question many investors are asking. And an important one considering the current low-interest rate environment....
View ArticleIs your student loan debt getting in the way of finding financial security?
I’m a huge believer in living in the moment, being present and seizing every day. But when it comes to managing money, there comes a time we need to set down the hats and horns and settle for a meal in...
View ArticleAttention, leaders! Is it your job to help your employees make good benefits...
I recently talked with my niece, Nicole, about the benefits package offered by her new employer, Walgreens. Among other things, I asked if she was participating in the 401(k) plan, how much she was...
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